Faced by legal problems for unpaid card debt? Sued by your credit card company? This can be quite a trying experience but it's not the best time to panic. It's important to create your own Answer as well as send your Request for Admissions to the plaintiff once you received a summons.
Here's how to do it:
When sued by credit card company, it's best to start crafting your Answers and Request for Admissions. Request for Admissions is essentially written statements, which you will prepare and serve, to the plaintiff to secure your creditor's admission that the facts or that the documents are accurate and genuine.
Note that Request for Admissions are not meant to Discover any information but to make things easier on you once the legal proceedings begin. Consequently, if you do not send over your Answer, you will make it easier for your creditor to win the case against you.
When you are sued by credit card company, your creditor will likely use leading or trick questions to mess up the Discovery process, thus succeeding in their case. Do not fall for these cheap tricks. You need to make sure you read and re-read every question and understand them thoroughly and then answer these questions with caution! One false move and the plaintiff will go after you.
If you do not know how to answer your Request for Admission, you have three choices: you can conduct your own research online, seek the help of an attorney who will guide you as you draft your Answer or purchase an eBook guide that will help you defend yourself in court without hiring an attorney.
When getting sued by credit card company, it's important to remember this: Requests for Admissions are used to get you to admit a fact is true and then use this fact as evidence to the court. Once a plaintiff gets you to admit a fact, you will likely lose your case because you don't know how to handle your defense.
At this phase, you cannot afford to fall on trick questions because that is exactly what the plaintiff is counting on. So always keep yourself informed, review your state's local court laws and get your hands on useful guides that will build your case and improve your own defense. This is the surefire way to defend yourself in court Pro Se and have your creditor drop the lawsuit.
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